Which is the story of my life. There are forces at work, here, that I can't tell you guys about just yet, but suffice to say that I am being thrust into the abyss...
I just borrowed $2,000 from my dad to file chapter 13 bankruptcy. I defaulted on half a million, 2 years ago, and while Lori and I have always tried to be self-sufficient and clean up our own messes, it just ain't happenin'. My stupid car sucked up $500 or more every month for the last 6 months, and there's always this and that that needs fixing. Anyway.
I'm going in to the accountant on Friday to file corporate taxes for 2005, 06, 07 and 08. This will cost at least $800 to get them prepared, and that's just one part of the whole filing process. This is not to say that those taxes will be paid; I'm just filing the forms so I can file my chapter 13.
I really thought I learned this lesson when I was 25--don't skimp on the paperwork, or you'll get fucked on the deal. Well, I guess that's true, when everything else is normal, but I got so...depressed for a year and a half *scratch that, 5 years*, that everything else fell by the wayside. Instant avoidance of displeasure versus unpleasant tasks...
Well, anyway, as far as health-related stuff goes, I get my wisdom teeth out on Monday, only because my dentist refused to do the rest of the work until I did. I'm also planning to quit smoking on Monday, when I'll be gorked out on Vicodin, and not taking it personally... I got a call from the surgeon's office today, and the glib lady was like, "And remember not to eat anything for 6 hours before the surgery". I said, "Umm, the doc told me to eat breakfast before". And she said, "Oh, you're not going to sleep for it?" "No, can't afford it and insurance won't cover it. It won't even cover nitrous. By the way, cancel the nitrous." "Ooooh," she said, and presumably did.
But now I find out that insurance will cover the nitrous, so I'll huff deep and have a great time--at least so Chuck M. tells me.
I have a lot of stuff piled up in front of me, which will all become clear rather shortly, but just feel like I'm going to be attending a sentencing hearing this week--that creeping sense of doom, or a potential evil fate which is out of your hands.
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We did a Chapter 13 in the mid nineties, as did several of our friends. You're still repaying debt, so its not like you're defaulting. It chases the wolves from the door and relieves a buttload of stress. Relax and let the bankruptcy laws work for you as intended.
ReplyDeleteAnd don't sweat the wisdom teeth. I had 2 of 'em yanked out last year. Couple shots of Novocaine and about 7 minutes later it was all over, like prying nails out of a 2x4. Sit around for a few hours with a mouthful of gauze, and play it for sympathy if you want. And be glad it's 2010, not 1910.
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